Collecting on past due debts can be a very labor-intensive process, fraught with legal restrictions on the process and messaging itself. Kightlinger & Gray, LLP represents financial institutions, medical service providers, insurance companies and numerous other business types in consumer and commercial debt collections. Our debt collections are handled through a state-of-the-art computerized collection system, staffed by full-time collection paralegals. Our clients receive timely and detailed collection reports, with all processes and procedures in full compliance with the Fair Debt Collection Practices Act.