According to the Federal Reserve Board, the U.S. banking industry experienced a sustained and unprecedented merger movement from 1980 to 1998. During that period, approximately 8,000 bank mergers occurred, involving about $2.4 trillion in acquired assets. The 1990s (especially 1994-98), was a period of numerous large bank mergers, including several that were among the largest in U.S. banking history.

The availability and variety of electronic banking technologies in the marketplace has greatly expanded in recent years. For financial institutions, e-banking technologies can speed processing, reduce costs, and help attract and retain customers. For consumers, they can save time and money and may be more convenient than more traditional ways of banking.

And while attention is being focused increasingly on ways to improve “transparency and public disclosure” among the banking and commercial finance communities, it remains a highly complex and litigious industry.

The attorneys in our firm have experience in the practice of law as it relates to mortgage and lien foreclosures, bankruptcy, creditor’s rights, collections, and FDCPA/FCRA defense (including class actions) in state and federal courts.